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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
    program!
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

Have you ever tried Bad Debt Consolidation?

If you are a person with overwhelming debt, a bad debt consolidation program might be the answer to your prayers. With this program, all your unsecured loans, credit card bills, and utilities are lumped together into a single loan. It will definitely make things easier for you. Instead of paying multiple amounts scattered over different due dates, you will only have one amount and one due date to remember. But take note that these kinds of programs will most likely stretch your loan period longer, which means paying more in interest fees. However, if this is the only way for you to manage your debt problem then you should go for it.

Benefits of Bad Debt Consolidation

One of the good things you can get out of a bad debt consolidation program is the positive impact that it will create in your credit score. If you religiously follow your payment amount and schedule, you will improve your credit rating in the long run.

You will also save a considerable amount of money due to lower interest rates negotiated by your service provider. At least the rate will be much lower than some variable rates being charged by your credit card company.

For the program duration, your credit cards might be temporarily frozen. Some people might find this as a disadvantage, but it's actually a great benefit for you to start developing the discipline you need to eliminate debt temptation. Nevertheless, one card might still be kept open to cover true emergencies.

The best benefit of all is silencing all those annoying calls to collect debt from you. Imagine how wonderful you would feel having the peace of mind to move forward with your finances.

Risks of Bad Debt Consolidation

Like anything else, bad debt consolidation has a few risks too. For instance, if your home was declared as the collateral for the credit used in your consolidation loan, then your creditors may instantly start foreclosure proceedings once you default on your payment.

Another risk factor is the reliability and credibility of your service provider. Check with the Better Business Bureau for the names of the banks or credit unions that are legitimate and trustworthy. If you conduct an internet search, you will uncover several sources. Be wary of those unfamiliar organizations, even when they have been recommended by your family and friends.

So it is important for you to consider all areas before going into a bad debt consolidation loan. Be assured however, that going into this program is better than filing bankruptcy, which will remain on your credit report for 10 years.