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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

Alternative Solution to Credit Card Debt: Debt Consolidation

The month is ending. The mail starts arriving in packs. You see those familiar red letters from your favorite creditors, open them one by one and lay them side by side. One is due next week, the other is this week. The total amount is greater than what you are earning. Frustrated, you sadly pile them away and store them among the numerous same red letters from the past months. You refuse to answer the phone and think that paying off credit card debt will never end.

Is that situation familiar to you? If you answer a resounding yes, then welcome to the club. Trying to pay off all those credit card dues may seem frustrating but you can do something about it through credit card debt consolidation .

Credit card debt consolidation is a loan that is used to pay for the other debts you have. This works since this is a convenient and stress-free way of reducing your credit card debts with a one-time loan. It is secured so therefore it has a lower interest rate. When you agree to use your asset as collateral for a loan, there is a lesser risk for the lender since you agree to turn over the ownership of your asset as payment, in case you cannot repay them at a certain period of time.

Credit card debt consolidation is similar to credit card debt repayment. Once you have chosen your program, the company will be the one negotiating in your behalf to your creditors for a win-win repayment plan by lowering your payment or removing late fee charges. Once the deal is made, you will only have to send money to the company on a monthly basis, which in turn will be the one responsible to allocate that money to your various creditors.

However, you must be on alert for companies doing predatory lending. These companies offer credit card debt consolidation but charge a high fee. They wait until you start refinancing then attack you with their offer. They are mostly targeting people who are in financial crisis, willing to accept any help to solve their problem at any cost and do not have the time to look for other solutions. They are betting that with the high fees they charge, the asset owner or the hapless victim will be forced to sell their collateral to repay the loan.

Be also careful for some credit card debt consolidation loans that are disguised as home equity loans. Here, the company uses the equity of your home to pay your debts. They charges high application fee and increases the time you need to pay for the loan. If you fail to pay, you will risk losing your home which they like to happen for their benefit.

Be sure to research well on the company you are planning to carry out your credit card debt consolidation. Although finding the right firm to meet your needs is difficult, the best company can guide you on the best solution for credit card debt management.

So, when you see piling credit card dues, don't wait for the final demand letter or for the creditors to file a legal action on you. Do credit card debt consolidation and achieve that stress-free future. GP