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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
    program!
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

Achieving Debt Relief Is Simpler With Credit Consolidation

If you have been looking for help on debt relief, then you might have come across the idea of credit consolidation . You probably have a lot of questions about it and right now, you are tempted with offers of instant debt relief, lower interest rates, lower monthly payments and longer time to pay the debt. This setup would just seem perfect for you --- but before you jump into things, it is better to consider other options first and find out if debt consolidation is really for you.

Debt Consolidation and Your Other Options

With a lot of people suffering from credit debt, it is no wonder that a whole industry has sprung up to offer services that promise to relieve people of their debts. There are repayment plans on one hand, debt management programs as well as debt settlement programs. Then there's credit consolidation .

First, let us briefly discuss the popular methods that were stated. Repayment plans are usually offered by creditors to their debtors and what this does is allow debtors to pay the debt over an extended period of time and with a lower monthly amount to pay. Sounds perfect, right? However, creditors are not very generous with these offers and usually take the time to consider a debtor's credit history, residence, job and family among other things. Repayment plans are great if you only owe a relative small amount.

If you have an extremely large debt, then it's probably time to consider debt management programs, debt settlement and credit consolidation . When you enroll in a debt management program, you are given a longer period of time, say 5 to 6 years, to pay the debt as well as a lower monthly payment. However, by the end of your program, you have most probably paid at least 130% of your original debt in the form of interest and service fees. Debt settlement plans on the other hand allows you to pay only 50-60% of the total debt by settling with your creditors. However, you have to realize that this has a big impact on your credit rating.

Credit consolidation is your best option when you find yourself stuck with many debts and most probably, with too many creditors knocking at your door. With debt consolidation, all your debts are tallied up and a new loan will be taken to pay them all right away. Now you only have to deal with one loan, one creditor and only one interest rate to worry about. Doesn't that just make things easier and simpler to deal with? GP