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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

What Is Debt Consolidation Refinance?

Having a lot of debts can be a very confusing and tiring experience. If you have too many debts, you will have to spend most of your time juggling your finances and your repayment due dates. You will also have to deal with many creditors. If you want to end this confusing stage of your life, you should consider getting a debt consolidation refinance . Such procedure can significantly lower your overall debt burden. By getting a refinance, you can have some fluid cash not just to pay off your existing debts but also to cover any unexpected crisis.

To save some money, opt for a refinance

The primary reason why many people refinance their mortgage loans is the fact that they need to get a significantly low interest rate in order to have low monthly dues. Generally, there are two ways to get a debt consolidation refinance . The first option is get a new loan with a lower interest in order to refinance the house. The second option is by asking the lender of the first mortgage to extend your repayment period in order to lower your monthly repayment dues.

Your first option

The popular form of refinancing can be done by taking a cash-out refinance. This debt consolidation refinance is commonly known as a second mortgage. If you are in good terms with your present lender and if you are not suffering from a bad credit rating and low credit score, you are considered quite eligible for a second mortgage. Your home equity should also have a big value in comparison to the various real estate properties that are available in the market.

If you can get a cash-out refinance, you can use it to pay off your existing debts. As such, your loans will be "merged" or consolidated. If you can consolidate your loans into a single secured loan, you will then have a better credit rating and a higher credit score. Before getting a cash-out refinance, it will be better if you employ the services of an expert finance professional.

An alternative

If you cannot get a cash-out refinance, you should consider getting a HELOC or a home equity line of credit as a debt consolidation refinance . You should get a HELOC only if you are in favor of the various terms provided in your first mortgage. When you get a HELOC, you will have a good amount of money which you can then use to consolidate your debts. However, you will then have a new loan with fixed interest rates and monthly payments. This will allow you to produce a more specific budget which can make finance management quite easy for you. GP