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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
    program!
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

How to Devise an Effective Debt Elimination Plan

Being in debt can be a big hassle. But you shouldn't fret, there are many ways to get rid of your financial burden and achieve financial liberty. If you have to deal with too many unsecured debts, then you should consider getting a debt consolidation loan. If majority of your debts are comprised of credit card balances, then a balance transfer credit card may be the answer to your problem. If you think that you are no longer capable of repaying your loans and debts as they are, you ought to look for a debt settlement program. Moreover, if you want to devise an effective debt elimination plan , below are some steps that you should take.

Analyze your financial situation

This is the first step in any constructive process - you should be well aware of the nature and the extent of the problem that you have. To make sure that all of your debts are well accounted for, you have to list down all of your financial obligations along with the important details about each of them. Take note of the monthly repayment due dates, your monthly dues, your creditors, your outstanding balance, and the corresponding financial charges each time you default on the payment. Add up all of your debts and compare the aggregate amount to your monthly income.

Assess your financial capability

After evaluating carefully your financial situation, the next step in constructing an effective debt elimination plan would be to analyze your financial capability. Determine if you are really capable of repaying your debts given the present amount of income and the aggregate amount of your financial obligations. If you think you are able, construct an effective budget plan and be sure to have the determination to follow your plan. If you think that your monthly income is not enough to pay for your debts then consider getting a new job. If that is still not effective, you can consider finding additional source of income such as a sideline, a home business, and the like.

Look for support

Your debt elimination plan will be more effective if you will have a support group. You can opt to hire the services of a debt counselor. The debt counselor will then help you construct your debt repayment plan. He can also help you negotiate with your creditors so you will be able to reduce your overall debt. This can be done by asking your creditors to reduce your interest rate and eliminate other finance charges that you have incurred over your debt period. In addition to that, make sure that your household members will cooperate with you. Make sure that they are also well aware of your financial situation and your pressing goal to be debt free.

Establish your commitment

Make sure that you are well committed to your debt elimination plan . Stay away from things that may tempt you to go against your plans. If you have some credit cards, it might be a good idea to keep them somewhere well out of your reach. If you can, avoid shopping malls in order to avoid the urge to shop and spend freewheeling.