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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
    program!
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

Why You Should Get Debt Relief California

If you live in California and you have multiple debts that you find hard to handle, then you should apply for a debt relief solution. If you want to find a debt relief service in the state of California, you won't have to look far and wide for there are hundreds of debt relief companies that are lurking all around the state. Debt Relief California comes in various forms.

Various types of debt relief services in California

One of the most popular forms of debt relief services in California is the debt management program. In this service, you will have to hire the services of a debt counselor who will help you construct an effective debt repayment plan. This plan will be based on your financial capability, which will be assessed through a careful examination of your monthly income and your expected expenses.

Aside from debt management plans, you can also opt for a debt consolidation loan. In this kind of debt relief California , you have to find a debt relief company which provides secured loans to its clients. In order to qualify for the loan, you should have a good credit rating and you should be able to present one of your properties as collateral. Once you qualify for the loan, you will be provided with a large sum of money that you can use to pay off all of your existing loans and debts. Since the new loan is secured, it will have a lower interest rate as compared to the rates of your previous loans.

Debt relief California can also be provided in the form of a debt settlement program. This is granted for people who are no longer capable of repaying their debts in full. In this service, the debt relief company will have to negotiate with your creditors on your behalf. After the negotiations, your debt can be significantly reduced by as much as 40%, depending on the actual amount that you owe and the original loan repayment terms.

Some notable state laws affecting the state of California

Debt relief California is governed by the federal laws that are collectively known as the Fair Debt Collection Practices Act (FDCPA). In addition to the provisions of the FDCPA, there are also other laws that limit debt relief services in California. Foremost of which is the law which states that debt relief companies and other collection agencies should not charge an interest rate or service fee that amounts to more than 10% of the actual loan amount.

Moreover, the state protects the financial security of its constituents through the implementation of the California Wage Protection. This prohibits the creditors and debt consolidation companies from seizing 75% of the debtor's wage. GP