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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
    program!
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

Examining Debt Relief Programs

Achieving financial liberty is regarded as one of the most cherished dreams of people who are mired in debts. If you have too many debts and you are finding it difficult to deal with their varying interest rates, different repayment due dates, and different debt terms; you should consider applying for a debt relief program.

These days, it seems quite easy to find a debt relief service provider. If you browse the yellow pages and business directories, you will probably find more than a hundred debt relief companies in your state. In addition to local options, you can also use the internet to find debt relief companies online. However, you should note that before you sign up for any debt relief programs , you should first examine if it really fits your qualifications and your needs. Below are two of the most popular types of debt relief services.

Credit counseling services

Many debt relief companies worldwide provide credit counseling. Through this process, you can achieve financial liberty as the debt relief company will try to negotiate with your creditors. On your behalf, the company will work out a viable debt repayment plan for the amount that you owe.

They will try to introduce new repayment terms and regulations that are highly compatible with your financial situation. Note that before such repayment scheme can be devised, the credit counselor will ask details about your financial liabilities.

The debt counselor may also request for your monthly budget plan that details your expected monetary resources and expenses. After examining your financial situation, the debt counselor will then devise a debt management plan (DMP). Among all the debt relief programs available, credit counseling proves to be a perfect match for people who want to preserve their high credit ratings.

Debt settlement programs

If you are well aware that your present financial capabilities are quite limited, then you should consider getting a debt settlement program. Among all the debt relief programs offered these days, debt settlement plans are regarded as the most aggressive option that you can use to significantly reduce the total amount of your debts. Through this program, you will have to prove that you are no longer capable of repaying the actual amount of your debt. Given the circumstance, the debt relief company will then work with your creditors.

Through a series of negotiations involved in debt relief programs , the debt relief company will ask your creditors to reduce your total debt. This can be done by eliminating incurred finance charges and a considerable reduction on applied interest rate for the loan. Most creditors will agree to reduce your debt by as much as 50%, provided that you can assure them that you will repay the adjusted debt.