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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
    program!
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

What You Should Consider When Choosing a Debt Relief Service

Many lending companies, finance firms, credit counselors, and law firms provide various types of debt relief services these days. If you have mounting debts and you are finding it difficult to juggle your finances, you should consider getting a debt relief service that will help you gain financial liberty in the near future.

You can get a debt management plan or a debt counseling service. You can also consider a debt settlement program. In some cases, you ought to try getting a debt consolidation loan.

When opting for a debt relief solution however, you should take note of the fact that there is no one-size-fits-all debt relief solution that can solve all types of financial problems. What may prove effective for your friend's debt problem may just magnify yours. That is why you should carefully examine your financial situation before you seize any debt relief service that comes your way. Below are some of the factors that you should carefully pay attention to in choosing the most appropriate debt relief solution.

Your monetary resources

Your monetary resource is an important factor to consider when opting for a debt relief service. Monetary resources do not refer solely to your monthly income. Rather, it involves any form of financial opportunity that you have such as pensions, allowances, or insurance benefits. Basically, monetary resources are vital in determining what kind of debt relief solution you choose as this will help you assess your overall capacity in paying your debt.

If the amount of your regular monthly income and monetary benefits are considerably lower than the aggregate amount of financial liabilities that you should settle on a monthly basis, then you are clearly incapable of repaying your debt in full. Thus, you should opt for a debt settlement program or you should file for bankruptcy.

Your monthly expenses

Aside from your monthly earnings, your monthly expenses also play an important role in determining which type of debt relief service is right for you. In getting a debt settlement program or a debt management plan, the debt counselor will ask for your monthly budget. He will need a list and an estimated amount of your monthly expenditures for your utility bills, food allowance, gasoline or fare expenses, clothing allowance, and other regular expenses. As he examines your budget, he will assess if you are still capable of repaying your debt in relation to your expected expenses and the earnings that you have.

Basically, your monthly earnings should be enough to cover all of your expected expenses and your financial obligations. If not, you should consider reducing or totally eliminating unnecessary expenditures that you make.