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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
    program!
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

What to Look For in Debt Settlement Companies

When settling your debt is already causing you a lot of headaches and stress, then probably the last thing you need is trouble from debt settlement companies . You expect them to be able to help you and guide you towards debt settlement so it is important to find a reliable and fair company to represent you. Here are a few tips that could help you along in choosing a company that would point you towards achieving debt relief.

Things to look for

First and foremost, good debt settlement companies take the time and make the effort to become a member of The Association of Settlement Companies (TASC). This builds up confidence in the company, knowing that it has been evaluated by a third party to be competent and efficient. This lowers the risk for you as a consumer and makes you secure in the knowledge that this company could help you towards settling your debt.

Second, you are already in a financial crisis and the last thing you would want is to add to that. It is therefore important to ask how much the service would cost. Though you would want the best among the debt settlement companies to represent you, you have to consider finding the one that fits your budget the most. Getting a program from a debt company that you can't afford would just lead you to more financial problems in the future. Find a company that would give you a payment option that is both within your budget and realistic.

Third, check if the company offers any guarantee. Don't be swayed by promises and look for the hard facts. You can't make your debt go away just by wishing it so, and don't be a victim by believing in quick and easy solutions. Try to find out what would happen if the company fails to settle the debt. Will they only ask for payment once the debt is settled or will they refund your payment in case they fail to settle the debt? Those are important things to ask and find one that will give you this guarantee. Also, you have to realize that your credit rating will go down once you enroll in a credit settlement program so don't believe a company that tells you otherwise.

Fourth, good debt settlement companies have IAPDA certified debt arbitrators. IAPDA certified debt arbitrators have a genuine understanding of the laws involving debt settlement and the industry involved in it. This is just one way for you to ensure that the company you choose to represent you have efficient and competent people who would have a full understanding of your financial state.

Fifth, look for a company that would give you bankruptcy assistance in case your debt settlement does not go well. A good settlement company might offer bankruptcy assistance in the form of refunding an amount of the program cost that could help you with finding a good bankruptcy attorney. This would show that the company thinks of what's best for you.

Lastly, check if the company is affiliated with upstanding organizations like the Chamber of Commerce. If the company is a member, then it means that the company conducts business in a fair and proper manner. You could also look them up in Better Business Bureau and check if the company you like have prior complaints. This would give you a good idea on how the company conducts business with their customers.