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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
    program!
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

Where to Get Help with Credit Card Debt

Credit card debts are very common. If you ask why most people end up with inflated debts, credit cards are pointed at as the prime culprits. You see, credit card debts have a lot of characteristics which technically makes them debt traps in disguise, especially for people who have very slack spending habits.

First, credit cards are quite popular. They are deemed as essential components of the modern day society where everything can be done in the blink of an eye - including the tasks of purchasing and spending. Second, credit cards are "wealth" sources. They grant the cardholders with extensive purchasing power. If you have a credit card, you have the opportunity to spend more than the money that you have even before you have earned such amount. You can even use the credit cards to withdraw a certain amount of money anytime you need cold cash.

Although such power may be deemed as opportunities, it should be noted that these privileges are also responsibilities. If you are not capable of swiping and spending wisely, you will end up having mounts of credit card debts. In case you are faced with a situation where credit cards have evolved into a debt wish, you ought to get help with credit card debt . Below are some of the groups and individuals that you can turn to.

The debt counselor

You can deal with your credit card debt all by yourself. You can cut down on your expenses and change your spending habits so you will have less of those credit card debts. However, these things are much easier said than done. If you really need help with credit card debt , you should turn to an expert. One of which is the debt counselor.

Debt counselors can help you by providing guidance in how you ought to use your finances. They can help you devise an effective debt management plan that considers not just your financial liabilities but your actual income and assets as well. He can show the negative consequences of your loose spending habits and such can motivate you in your quest to be debt free.

The law firm

Aside from a debt counselor, you can seek professional help with credit card debt from a law firm. Most law firms provide some kind of debt settlement program. These programs are deemed as the "aggressive ways" to get out of debt. With these programs, the law firms will propose several repayment schemes to your existing creditors. They will ask for a reduced amount of your total debt as they assure the creditor that you are highly committed in repaying a certain amount of the actual money that you owe. The reduction of the actual debt can be made by reducing or completely eliminating interest rates and financial charges for late or missed payments and over the limit fees.

From a finance company

Many finance companies also offer help with credit card debt . Finance companies offer a wide variety of debt help solutions. This may include debt management plans (which are also offered by debt counselors), debt settlement plans (which are also offered by law firms), and debt consolidation loans. As the name implies, debt consolidation loans were primarily made to merge all of your existing financial liabilities. Through these loans, you can pay off all of your existing debts and thus, have one single loan to manage and repay.