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How It Works

Once you submit the online form, your information will be sent to specialist bill consolidation experts that best suit your current debt situation.

1. After reviewing your credit and budget information, your personal counselor will help you arrive at a repayment plan, which will include a debt consolidation loan program, a debt management program or both.

2. You will decide on the date you will be making your first payment. From then on, you will have only one date to remember instead of multiple payment deadlines.

3. Should you then decide to enroll in our debt management program, your counselor will negotiate with creditors to have your monthly payments and interest rates reduced, but you decide if you want to join.

Click Here to Reduce Your Debts Now