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  • Debt Buyers will purchase your debt!
  • Substantially lower monthly payments
  • Get debts off your credit while you
    pay back creditors!
  • Zero upfront costs to enroll in
    program!
  • Become debt free in 8-15 months!

Would you like to consolidate your credit card bills and free yourself from debt?

Our debt consolidation service is here to help you!

After you fill out the short online form with your contact information, a professional debt counselor will contact you and provide a free credit card debt analysis, and discuss your options.

You may then decide if the program is right for you.

Why Consolidate Your Credit Card Bills Through Our Website?

The answer is simple. You get a free, no-obligation credit card debt evaluation from a consumer recommended company.

  • Drastically lower or even eliminate interest rates!
  • Eliminate late charges and over the limit fees!
  • Substantially reduce your monthly payments!
  • Cut the years it takes to pay off your debt, fast!
  • Consolidate your bills into one simple payment!
  • No Credit Checks, Home ownership NOT required

How You Should Pay Credit Card Debt

Credit cards are serious financial obligations. If you have loose spending habits, you should not apply for credit cards at all. Keep in mind that credit cards will provide you with excessive purchasing ability. Such purchasing ability will lead to significant financial problems if you cannot help yourself but swipe your card each time an opportunity to spend come your way. To ensure that you can keep your credit cards less of a burden to some extent, below are some tips that you ought to consider.

Always pay on time

Credit card debts have very high interest rates. Most of them have rates that fall within the range of 15% to 20%, especially if the credit card offers rewards and cash rebates. In addition to interest rates however, credit cards also have financial charges. You will incur fees every time you spend more than the agreed upon credit limit. In addition to that, you will be charged with 10% or more of the actual credit card balance each and every time you cannot pay on time. That is why if you want to make sure that your debts are kept minimal; you should pay credit card debt on time. Mark the repayment due date on your calendars. By doing such, you will avoid forgetting the repayment dates, as well as the finance charges.

Avoid making the minimum required payments

Another thing that you should remember when making your credit card debt repayments is the fact that you should avoid paying just the minimum required amount. Bear in mind that while such amounts may be just the required amount from you, these minimum required payments are only enough to pay for the interest rate of what you have actually spent. As such, the actual amount of your credit card debt will not be reduced at all. Instead, your total credit card balance will just pile up until you are no longer capable of paying for your credit card debt. If you can, make sure that you pay credit card debt in full.

Consolidate your debts

If you have multiple credit cards, you should consider consolidating your debts. Merging your debts can significantly help you in managing your finances. If you pay credit card debt through "merging", you will have to choose the right "consolidation method". Such will make credit card debt repayments easier and faster. You can consolidate your debts on two options- by getting a balance transfer card or by getting a debt consolidation loan.

A balance transfer credit card works in the same way as any other credit card. The only difference is that you can transfer all of your existing credit card balances to your new card. Also, balance transfer cards have significantly lower interest rates than other types of credit cards. In the case of debt consolidation loans, you will be given a large amount of money that you can use in repaying your existing debts. Just like balance transfer cards, these loans carry low interest rates. Managing your debts will also be a lot easier since you will have only one loan to deal with.

When you pay credit card debt , you won't have to deal with many creditors as well. Your payments will be directed towards one lender and you will be subjected to only one loan agreement.